Pennsylvania  Auto Insurance

A Pennsylvania auto insurance policy is generally comprised of two parts.  The first part provides coverage for people and the second provides coverage for the vehicle.

The first component includes your liability, uninsured and underinsured motorist coverages.  These coverages provide benefits for either you and your family (uninsured and uninsured motorist coverage) or the other driver and their passengers (liability coverage).

The amount of coverage you purchase should be reviewed with your agent so all of your assets are properly covered should you be involved in an accident in which you are sued.

The second part of a Pennsylvania auto insurance policy provides coverage for your vehicle if you opt to purchase comprehensive and/or collision.

Comprehensive provides coverage if your vehicle is stolen, vandalized or is damaged by flood, fire, deer or if your windshield is damaged.

Collision provides coverage for your vehicle in the event you actually collide with another vehicle or an object.  In the event of a claim, you pay the “deductible”.  The higher the deductible, the lower your premiums will be.

There are ancillary coverages that should also be reviewed with your agent such as medical payments, income loss, death benefits, towing and rental.

Be sure to tell your agent of any 65-Alive driver classes, good students in the household and any student driver training courses as these discounts will be applied to your Pennsylvania auto insurance policy as well.

Also, if you carry an umbrella policy, you should tell your agent to avoid any “gaps” in your insurance program.

If you have questions or need guidance, please contact us!

Are you ready for a quote?

Click here to receive your quote

See what our clients have to say about our PENNSYLVANIA AUTO insurance services

I found Kathy to be extremely professional and always had our best interests in mind when she worked with us. I strongly recommend Kathy.
Diane F.HR Manager
Kathleen and her associates were a joy to work with. I plan to have her be my insurance agent for years to come..
Pana C.Principal
Kathy and her staff have been an awesome to deal with. I highly recommend using Kathy for all your insurance needs.
Peter B.Owner
Katie makes sure you have the coverage you need and takes the extra time to explain it. She is very professional and knowledgeable. I totally recommend Kathleen Haney Insurance Services!
Terrie M.CEO
Kathy understands the needs of a business owner. She is responsive and acts in your best interests. She cares about her clients, and seeks to provide them with the appropriate coverage. Thanks Kathy!
Barry D.Owner
Kathleen always has time to take my calls even for the simplest requests. Many sales people never get back to you after the initial sale, Kathy is always there for me, offering great service.
James K.CEO
Kathy is a dedicated, hard-working professional who exemplifies integrity, good-will, strong leadership, and a unique working knowledge of how to manage an organization so that its goals are accomplished.
Nancy O.Owner
Previous
Next

Facebook


Twitter


Pinterest


Yelp


Linkedin