Life Insurance

Whether your life insurance is for a family or business need, we can assist you and guide you to make the best choices for you, your family or your business.  Purchasing life insurance can be a daunting task, but we make it simple by outlining your options and providing you with the best rates based on any medical conditions and your needs.

Life insurance is an important part of the family planning process.  It provides peace of mind that your family will be able to continue to live in their home, your children would be able to receive a good education and that your final expenses would be paid.  

Business insurance would enable your company to continue with the least amount of interruption.  Key Person insurance can be purchased for a key employee (or employees) that are so valuable to the company, that should they pass, the business would have difficulty maintaining the same level of service or skill that the employee was able to provide.  Life insurance is often purchased to fund Buy-Sell agreements among partners within a company.

There are several types of life insurance that can be purchased for either personal/family needs or for business needs.  Alternatives include Term insurance that can be purchased for 10, 20 or 30 years (and then it ends unless you re-apply), “Return of Premium” term insurance which is more costly than term insurance, however returns 100 percent of your premium at the end of the policy period or Permanent insurance that can be guaranteed to last your lifetime.

For an immediate quote, please click the “Get Quotes” a the top of the page.  If your needs are a bit more complex or you would like to speak with a life insurance specialist, please complete the form below and we will contact you.