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Long Term Care Insurance

Now is the time to purchase long term care insurance before it gets too expensive for you to do so!

Long term care costs continue to soar with the influx of baby boomers needing care.  Long term care insurance provides coverage for you if you were to require skilled or unskilled nursing home care or in-home care.  The younger you are when you purchase this coverage, the less expensive the insurance will be.  The cost of the insurance is based on the daily benefit you opt for, along with the “waiting period”.  The “waiting period” is similar to a deductible.  Individuals, of course must be in reasonably good health to qualify for this coverage.

The industry continues to change and plans have changed significantly over the years, so it is advisable to review your policy with an insurance professional.  If you need assistance, we can help, so call or email our long term care insurance experts and we would be happy to discuss options with you.

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See what our clients have to say about our Long term care insurance services